Introduction

Health is the most important asset of one's life. Good environment, balanced diet and regular exercise help to prevent many diseases but nothing can guarantee a continued disease free life. Environmental pollution, ecological changes, lack of balanced nutritious diet, increased traffic, continued mental and economic pressure, all contribute to the chance of becoming sick.

Almost everybody could afford outpatient treatment, but when hospitalization is required, the heavy expenditure incurred for hospital treatment adds to worry and anxiety. In order to be free from the worry and anxiety of hospitalization treatment expenses we request you to take a health insurance scheme of Pragati Life. By paying a small premium you can ensure a high level of Hospitalization treatment expenses.

What is covered?

Pragati Life Hospitalization Plan is designed to cover the expenses incurred for hospital treatment which in broad terms includes:

• Hospital accommodation in private room

• Consultation with physicians and/or surgeons

• Medical investigations and tests

• Major and intermediate surgical operations

• Use of operation theatre, anesthesia and other services

• Medicines

• Ancillary services like Labour room, Post-operative care and Intensive care facility, Blood transfusion, Oxygen therapy etc.

Pragati Life Sells two types of Hospitalization Insurance Plan

1. Individual Hospitalization Insurance Plan

2. Group Hospitalization Insurance Plan

Who can take the Plan?

Any person aged between 18 to 60 years can join the plan. You can also include your spouse and dependent children under the plan and enjoy discount on premium rates.

How to apply?

Just fill in completely and accurately the attached Application Form per family and forward them to our local representative or directly to our Head Office along with requisite premiums preferably by account payee Cheque/DD/PO in favor of the Company or by cash at our Head Office with proper money receipt.

Please don’t forget to include two copies of stamp size (25cm X 2cm) photographs for each member.

When does cover commence?

As a general rule there is a waiting period of 4 weeks from the plan commencement date before cover will be effective. However, in the event of injury or serious acute illness, the insured members are covered immediately. There will be no waiting period on renewal.