- Any congenital infirmity
- Any pre-existing condition
- Any food or food supplements, antiseptics, cosmetic cream etc.
- Any pre-hospitalization expenses
- Mental, emotional or psychiatric disorders, alcoholism or any other narcotic addiction
- Any procedure which is experimental or not generally accepted by the medical profession i.e. acupuncture .
- Any cosmetic or plastic treatment/surgery unless required as re-constructive surgery as a consequence of injury due accidents/burns.
- Rest, convalescence or rejuvenation cures, thermal baths or confinement for the purposes of slimming or beautification
- Treatment for family planning purposes including termination of pregnancy, dilatation & curettage or sterility
- Abortion, miscarriage, ectopic pregnancy, foetal death or any complication and/or sequel there from
- Attempted suicide, violation or attempted violation of the law, injuries wilfully or intentionally self-inflected or due to insanity or under the influence of a drug
- The examinations, fitting or replacement of eyeglasses including contact lenses or hearing aids
- Health check-ups, radiotherapy, chemotherapy, any form of investigation/treatment when not incidental or necessary to the treatment of the injurylillness which caused hospitalization
- Circumcision
- AIDS and HIV related diseases
- Any dental treatment
- First Tk. 500 of each claim.
Helpline: 16752, 09678771208, 01917700777 (8am to 6pm, Sun to Thu)