You hereby agree to indemnify and hold harmless Pragati Life Insurance Ltd. and the Representatives from and against any and all claims, charges, demands, damages, liabilities, losses, and expenses of whatever nature and howsoever arising (including but not limited to any legal or other professional fees and the costs of defending or prosecuting any claim and any loss of profit, goodwill, and any other direct or consequential loss) incurred or suffered by Pragati Life Insurance Ltd. and the Representative, directly or indirectly, by reason of any act or omission which you commit in breach of these terms and conditions (including but not limited to your obligations contained herein) and any other terms and conditions or policies set forth elsewhere in this Web Site.

You are cautioned that any online communications may not be fully confidential. In addition, you should be aware that federal postal regulations do not protect electronic mail. You should be aware that some administrative personnel of Pragati Life Insurance Ltd. may, in the course of their regular duties, have access to communications for technical or operational purpose. Pragati Life Insurance Ltd. may also disclose any communications to the extent permitted or required by law. The Pragati Life Insurance Ltd. Online Privacy Policy sets forth Pragati Life Insurance Ltd. privacy policy for this web site.