Group insurance is a cost effective way of providing  protection against the financial loses caused by death, disability  or retirement to a group of individuals who are associated with  the policyholder by some common relationship other than insurance.
Pragati Life offers group insurance schemes to various groups  such as Employer-Employee, Professionals, Co-operatives, NGOs etc. The main feature of the schemes are low premium, simple insurable conditions such as employee not being absent  from duty on grounds of ill health on the day of entry, and easy  administration by way of issue of a single master policy  covering all the employees/members. Group insurance is  usually a service benefit provided by the employer to its employees.